Confession Time: I’m horrible at budgeting. Like really bad. It’s easy to sit down and figure out the big things like rent payment, utilities, car payment, phone bill, etc., but I struggle to properly allot for the little things. A t-shirt here, a stop by Starbucks (or two or three…), a trip to McDonalds on the way home from church, diaper genie refills; these are the things that get me. Fortunately, my husband is far better at financial budgeting than I am, so this is an area where I defer to him. However, I realized that this problem manifests itself in all parts of my life. Time budgeting… I am…